We asked thousands of retail investors from our million-strong global community about what they're expecting and how they're planning to invest as 2026 draws to a close.
After a year of tariffs, rate uncertainty, and an AI trade that won't sit still, modern retail investors are doing what they've done all year: staying invested, but choosing more carefully where that money goes.
This quarter's Modern Investor Pulse captures that same measured conviction. Optimism is holding well above its Q1 low, even after its first dip in two quarters, and nearly three-quarters of investors are sitting on at least $10,000 ready to deploy. AI conviction is shifting from the biggest names toward the infrastructure powering the buildout, tempered by the discipline to stay selective on this year's IPOs and buy the dip rather than chase the hype.
The Finimize Index tracks retail investor sentiment across our 1.1 million global community and is updated every quarter.
