New awards insights report:Get the retail investor verdict on the UK's investment platforms and products – segmented by age, experience, and wealth.

Q3 - 2026

Finimize Modern Investor Pulse

We asked thousands of retail investors from our million-strong global community about what they're expecting and how they're planning to invest in the third quarter of 2026.

After a first half defined by record-breaking IPOs, fresh geopolitical uncertainty, and central banks pulling in different directions, modern retail investors are doing what they've done all year: leaning in, but reading the fine print.

This quarter's Modern Investor Pulse captures that measured conviction — optimism ticking higher, three-quarters sitting on at least $10,000 ready to deploy, and AI now woven into how most investors research — tempered by the discernment to stay selective on the year's marquee IPOs and to buy the dip rather than chase the hype.

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Here’s a preview of the highlights from the Q3 Pulse

  • 70% believe global stock markets will be higher in 12 months
  • 54%of modern investors think bitcoin will be higher in 12 months
  • 74% plan to invest at least $10,000 in the next 12 months
  • 41% are adjusting their US exposure in response to recent developments
The Finimize Index

Retail Investor Sentiment Vs. The S&P 500

The Finimize Index tracks retail investor sentiment across our 1.1 million global community and is updated every quarter.

Q: Do you think global stock markets will be higher 12 months from now?
Finimize Index Chart