We asked thousands of retail investors from our million-strong global community about what they're expecting and how they're planning to invest in the third quarter of 2026.
After a first half defined by record-breaking IPOs, fresh geopolitical uncertainty, and central banks pulling in different directions, modern retail investors are doing what they've done all year: leaning in, but reading the fine print.
This quarter's Modern Investor Pulse captures that measured conviction — optimism ticking higher, three-quarters sitting on at least $10,000 ready to deploy, and AI now woven into how most investors research — tempered by the discernment to stay selective on the year's marquee IPOs and to buy the dip rather than chase the hype.

The Finimize Index tracks retail investor sentiment across our 1.1 million global community and is updated every quarter.